Double-digit underdogs in Seattle, the Colts delivered a surprising effort in a close loss. Despite Philip Rivers being out of football since the 2020 season, he reemerged to submit a capable performance — all things considered — against one of the NFL’s best defenses.

The Colts opted for Rivers over rookie Riley Leonard against the Seahawks, and they will start him against the 49ers on Monday night. Rivers’ workout came as a shock to most, given his time away from the game, and the plan was radical enough Shane Steichen consulted some veterans on his roster before signing him to the practice squad, ESPN.com’s Stephen Holder notes.

Mo Alie-Cox was among those brought in during the seminal player meeting. The veteran tight end is among the 14 players still with the Colts from the 2020 season. That is an unusually high number of vets still with the team from 2020, but as we covered in an October Trade Rumors Front Office piece, the Colts have clung to this core in hopes a quarterback would finally arrive and justify the assembly of a talented roster. When it looked like Daniel Jones had become that player, he ran into two leg injuries — the second an Achilles tear. This ushered in the Rivers Hail Mary, one that has delayed the now-18-year veteran’s Hall of Fame clock by five years.

On offense, the Colts also have Quenton Nelson, Braden Smith, Jonathan Taylor and Michael Pittman Jr. from Rivers’ 2020 season in Indianapolis. Rivers ran the offense effectively in Seattle, going 18-for-27 for 120 yards and a touchdown pass — to Josh Downs — in the 18-16 loss. Rivers operated as an inspirational figure of sorts due to his stature in the game and long absence, and it will be interesting to see how the Colts proceed with Anthony Richardson down the stretch.

Steichen and Rivers communicated regularly about the Colts, as the two had worked together for many years with the Chargers. The 44-year-old’s knowledge of Steichen’s system played the lead role in him being summoned for this unlikely opportunity. Considering Richardson’s status as a demoted player who has drawn maturity concerns, it would be interesting to see Rivers benched as the season wanes. Also worth considering is Richardson’s future in Indianapolis.

It is not yet known if the Colts will start Richardson’s IR-return clock this week, but it is in play after a broken orbital bone sidelined the struggling prospect in October. Indianapolis does not seem to have Richardson in its long-term plans any longer, seeing as a spree of Jones extension rumors emerged before (and after) his injury. Jones being a re-up target even after his Achilles tear is interesting when considering how poorly his Giants re-signing went, but the Colts trading two first-rounders for Sauce Gardner leaves them with limited options. As the team’s Jones plan remains, it would appear Richardson is set to head elsewhere in 2026.

The Colts could have the option of showcasing Richardson for a potential trade late this season or bubble-wrapping a player who brought tremendous accuracy concerns during his first two seasons. If/when Richardson is put on the market, evaluators point to the Colts not being able to obtain more than a Day 3 pick.

Three NFL staffers tabbed the former No. 4 overall draftee as being worth a fourth-round pick, per Yahoo.com’s Charles Robinson, as they liken this situation to the 49ers’ Trey Lance decision. The overdrafted Lance fetched a fourth from the Cowboys in 2023.

Indianapolis has fallen to 8-6; a loss to the favored 49ers would further dim playoff hopes that once appeared bright. The Colts turning to Leonard — who is signed through 2027 — may make more sense than pivoting to Richardson. But the talented but erratic QB remains in the picture for the time being. It will be interesting to see if Rivers stays in the QB1 role in Week 17.

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